Skip to main content

its that debt post....again!

 here we are again! its 2.10----the day in 2012 my life changed, you probably know the background story by now.....brooks "found" my secret debt-----over $30,000! yep not $3,000---$30,000! it is hard to believe its been almost 10 years since we started this debt free journey....

i always come back to this day because of how defining it was for us (me) back then and how its carried over to now...we have made a lot of dreams come true by this now blessing that happened 9 years ago!

had he not found all of my lies and secrets....we may honestly not have our house or possibly our marriage. i know some think its crazy to share something like debt---money woes, whatever you want to call it, but for me its a testimony to what 1/2 of americans (maybe more than 1/2) are living with! believe me i learned real quick how easy it was to swipe a card and keep going----the hard part is not swiping a card and truly contemplating if i really need something!

when i say debt free--- i should clarify we have debt in our home and in my car----but that 2006 accord that we brought our almost 15 yo home from the hospital in, was paid off LONG ago (paid off when we had to consolidate all of my debt into a lump sum to work our way out of debt). 

when this life changing event happened, i changed, i have said it before and i will say it again i don't really care what you drive, where you live or what you wear because this life is not about that! my life does not revolve around what you have and i don't!  i am sad that so many put themselves in a hole (a black hole) to be like others----live for YOU! there is no item that you can't afford worth it! 

we still follow basic principles of budgeting to this day----brooks derting is a stickler (good thing i love him)....we budget $100 a week in groceries, we budget a $100 a week in gas, there is still money from every check put in savings and extra to the mortgage monthly---- i know if you are living in it that seems like an impossible task because honestly it WAS! but month after month it gets easier, the money grows, the debt diminishes....

i write about this as a reminder to myself and others----you can live within your means, you can do things within your means, and you can be a HAPPY person within your means.....its so easy to get caught up with the joneses----but my favorite meme is that the joneses are BROKE and in DEBT----because they are! 

i wish everyone had financial freedom because its beyond money---its a lifestyle of not being jealous of others, not envying others, not living for someone else.....jealousy is the root of most evil and jealousy is totally the root of debt! 

i hope this finds you well and that you can live your life for YOU and not for others! 


much love, alysha 

Popular posts from this blog

My relationship with running....

Running has never been my friend, never been something I LONG to do....honestly it annoys me greatly...I saw a girl at a 5k with a shirt that said, "I hate running".....I laughed and thought how perfect that shirt would be for me! I registered for the Disney 1/2 marathon for January.....I saw several people running 1/2s and full marathons several months back and it gave me the urge to want to set that as a goal....I have only, EVER, run 5ks and I don't do those very well. I have learned through this running journey that when it comes to exercise I am mentally WEAK! I decided that if I was going to torture myself with one of the top 5 ranked goals of my life thus far....it was going to be in a place worth a celebration in the end....so I searched tropical locations and Disney....I soon learned races are way more pricey than local 5ks and if I was going to commit I wanted the kids to get some fun out of it too....so I pondered and waited until registration opened in April...

a coach’s wife.

 post #4 of #6 for the 2023 year.  this topic is going to be touchy, not well received-i am certain by some-and possibly controversial. thats your warning.... i make blog posts for an outlet, started 13 years ago as a healing outlet, lead to a sharing outlet, has dwindled over the years, but the purpose has ALWAYS been the same...an outlet.  i want to start this one with a few pieces of background knowledge 1-because i am not new to this rodeo and 2-because i have learned over the years and reflected on situations that lead me to believe i have decent knowledge of this topic .. i am mostly a soccer mom...also a tennis mom and a cheer mom, but mostly a soccer mom (no secret in that), but before i was that. i was AND still am a coach’s  wife. you see brooks has coached longer than we have been married. he has coached for 20 years.....20 STRAIGHT years....its not like here or there or a fill in, its not like a season a year, its like multiple seasons a year, multiple te...

How 20 minute chores save my sanity!

I have been needing a positive topic to blog about...so I decided since I have a little time today, I would share how I survive weekly by these little things called "20 minute chores".....I have posted before but its been awhile..... Monday: Dust the whole house! Tuesday: clean the bathrooms...wash sinks, scrub toilets, sweep and mop (my least favorite and hardest every week) Wednesday: fold and put away clean clothes that have been patiently waiting on the living room couch since Saturday and/or Sunday & make a grocery list because Thursday is grocery day! Plan the meals for the upcoming week....... Friday night-Thursday night...breakfast, lunch and dinner included! Thursday: ALWAYS grocery day.....cram it in wherever I can! Then sweep and mop the hardwoods and mop the kitchen.  Friday: Vacuum the whole house! Some Saturdays: wash sheets, do some laundry, fold and put away, and marvel in the fact that the rest of the house has been cleaned the week prior! S...