Skip to main content

its that debt post....again!

 here we are again! its 2.10----the day in 2012 my life changed, you probably know the background story by now.....brooks "found" my secret debt-----over $30,000! yep not $3,000---$30,000! it is hard to believe its been almost 10 years since we started this debt free journey....

i always come back to this day because of how defining it was for us (me) back then and how its carried over to now...we have made a lot of dreams come true by this now blessing that happened 9 years ago!

had he not found all of my lies and secrets....we may honestly not have our house or possibly our marriage. i know some think its crazy to share something like debt---money woes, whatever you want to call it, but for me its a testimony to what 1/2 of americans (maybe more than 1/2) are living with! believe me i learned real quick how easy it was to swipe a card and keep going----the hard part is not swiping a card and truly contemplating if i really need something!

when i say debt free--- i should clarify we have debt in our home and in my car----but that 2006 accord that we brought our almost 15 yo home from the hospital in, was paid off LONG ago (paid off when we had to consolidate all of my debt into a lump sum to work our way out of debt). 

when this life changing event happened, i changed, i have said it before and i will say it again i don't really care what you drive, where you live or what you wear because this life is not about that! my life does not revolve around what you have and i don't!  i am sad that so many put themselves in a hole (a black hole) to be like others----live for YOU! there is no item that you can't afford worth it! 

we still follow basic principles of budgeting to this day----brooks derting is a stickler (good thing i love him)....we budget $100 a week in groceries, we budget a $100 a week in gas, there is still money from every check put in savings and extra to the mortgage monthly---- i know if you are living in it that seems like an impossible task because honestly it WAS! but month after month it gets easier, the money grows, the debt diminishes....

i write about this as a reminder to myself and others----you can live within your means, you can do things within your means, and you can be a HAPPY person within your means.....its so easy to get caught up with the joneses----but my favorite meme is that the joneses are BROKE and in DEBT----because they are! 

i wish everyone had financial freedom because its beyond money---its a lifestyle of not being jealous of others, not envying others, not living for someone else.....jealousy is the root of most evil and jealousy is totally the root of debt! 

i hope this finds you well and that you can live your life for YOU and not for others! 


much love, alysha 

Popular posts from this blog

we bought a house.....

 i have wanted to jot down my thoughts for months....the college topic is one that i want to document as its ever changing and needs a place to be remembered....this blog although it sits for periods of time, is my way to reflect on how much life changes-good times, hard things, happy seasons, just life. this college topic is one that i have started and stopped a handful of times and maybe because the timing wasn't what it needed to be.....but now it is! ....we bought a house! we have NEVER gone so far out of our comfort zone....we have also never done the whole realtor route, look at options-10 of them to be exact, close with a lawyer deal....because most know we bought our home from my dad when bryson was 2! yes, we bought it, but we didn't need a realtor (or their fees) and we didn't need a lawyer as we closed at our kitchen table! so living the process from start to finish has been an experience (not a bad one, honestly, more seamless than i envisioned), but nonetheless...

i am changed.....

  covid changed me, you read that right. that's when i changed. i changed my outlook, i changed our routines, i changed our home! i changed a lot of things because it changed me and somehow makes me see the tragedy that occurred in the state of NC last week differently. there is perhaps a little bit of aging in my outlook too, don't get me wrong, but i am forever a different person as the years pass. i am not the same as i was last year and i won't be the same next year, i am certain. but it's these types of life changing events that make you sit up and realize. it. could. all. be. gone. tomorrow. and if you don't realize that, search asheville, boone, saluda NC….they are proof. the things we get up everyday to do on our to do lists, they don't necessarily matter. yes, i am a firm believer in a purpose, when my feet hit the ground every morning i go through my to-do list in my head, BUT it could change any minute of any day and we have to know what is important ...

post 5 of 6-----vision board progress!

post 5 of 6 for my 2023 vision board... i'm a tad behind which really annoys my OCD. the week didn't go as i had intended and i ended up sick which is not a norm for me, so i have struggled to recover and accomplish things that should have already been accomplished.  in this post i wanted to share my progress on my 2023 vision board.  my word of the year was intentional-i absolutely feel like i lived up to this word. i have caught myself on many occasions seeing that word in the middle of my board and bringing me back to being intentional! i have tried to leave things better than i found them, i have lived in the moment and worked hard at making things intentional.  grounding-i have failed on this one....it has been harder than i thought it would be, but grounding is something that i feel like i can mentally carryover and continue to work on.  travel-in my book we have accomplished this. brooks and i traveled to mexico. we have made several little trips-snowboarding,...