Skip to main content

Posts

Showing posts from February 10, 2015

3 years debt free.....

Wellllllllll.....it has been 3 years today, since the Derting's began the debt free journey... Many of you read my story of my secret life with credit cards a couple of years ago and the ridiculous amount of debt I was carrying in my expensive Coach bag....somewhere like $33,000++!!! 3 years ago my husband forced us to make a change once he realized how awful my secret was....and we still live by the rules he set that day.... We are on a budget: monthly, weekly, daily.....every penny we earn, work for, find, etc has a place to go and it is NOT on credit cards..... {Disclaimer: we do have a credit card that we use for our purchases and bills to earn Disney points (this earned us $300 to spend while at Disney) HOWEVER this card is paid OFF every other day if not daily, it never has a revolving balance, so yes, we have a credit card, that has a $0 balance!} On this day our life CHANGED...no going out to eat whe...