#thedertings

.......its been almost 2 years since i jotted down my thoughts. but this subject, this time of year always urges me to write....i think because there is someone out there that needs some encouragement. most know i had a secret addiction to credit cards and 7 years ago it was discovered! for those that dont recall it was $37,000 all on credit cards (that sounds ridiculous to say out loud). money (and debt) are scary words that drive peoples emotions, can make or break relationships, it can bring happiness and can bring even more sadness. we all know it makes the world go round.... i have to say a budget is not the most fun in the world, but a budget has turned our (my) debt into financial freedom. as a matter of fact i said to brooks last night how much i despise our budget. his response, DO YOU REALLY MEAN THAT? and honestly, i dont. it seems like a pain and hard work, but it also gives us the ability to do and provide for our kids and ourselves in a way that debt never could. the ...